JPMorgan Chase offers our Commercial Card Classic, or Classic Card, as the option for clients with less than $10 million in annual card spend. Classic Card offers all the control and flexibility of a commercial card solution in a One Card package. The Classic Card is a MasterCard® exclusive and can be customized for both purchasing and travel and entertainment programs. Classic Card has been successful in reducing traditional spend process costs by 76% in small businesses, middle market clients, and public sector organizations.

Classic Card utilizes Smart Data OnLine™ (also called SDOL) for program management, which provides a flexible and powerful reporting and reconciliation engine. The benefits of Classic Card include specific card controls that allow administrators to consolidate, forecast and control spend by gaining "near time" visibility over card transaction. All traditional card program features are available in our Classic Card offering, include ghost accounts, central or individual billing options, and insurance and travel assistance.